Privacy Policy

Your privacy matters to us. This policy explains how Veltex collects, uses, and protects your personal information when you use our investment motivation services.

Last Updated: March 15, 2025

Information We Collect

We collect information to provide better services to our users and to understand how our investment motivation platform can help achieve their financial goals.

Personal Information

  • Name, email address, phone number, and mailing address
  • Financial goals, investment experience level, and risk tolerance
  • Payment information and transaction history
  • Communication preferences and feedback

Usage Information

  • Pages visited, time spent on our platform, and interaction patterns
  • Device information including browser type, operating system, and IP address
  • Learning progress, module completion, and assessment results
  • Support ticket history and communication records

We never collect sensitive financial account information such as bank account numbers, credit card details, or investment account passwords.

How We Use Your Information

Your information helps us deliver personalized investment education and motivation services tailored to your specific needs and goals.

Purpose Information Used Legal Basis
Service Delivery Contact info, learning preferences Contract performance
Platform Improvement Usage patterns, feedback Legitimate interest
Communication Email, phone, preferences Consent
Support Account details, issue history Contract performance

We may also use your information to send educational content, market research surveys, or updates about our services. You can opt out of these communications at any time.

Information Sharing and Disclosure

We respect your privacy and limit information sharing to essential business purposes only.

Service Providers

We share information with trusted third-party service providers who help us operate our platform, including:

  • Cloud hosting services for secure data storage
  • Payment processors for subscription management
  • Email service providers for communication
  • Analytics tools to understand user behavior

Legal Requirements

We may disclose your information when required by Canadian law or to:

  • Comply with legal processes or government requests
  • Protect our rights, property, or safety
  • Prevent fraud or security issues
  • Enforce our terms of service

We never sell your personal information to third parties for marketing purposes.

Your Privacy Rights

Under Canadian privacy laws, including PIPEDA, you have several rights regarding your personal information:

Access Rights

Request a copy of all personal information we have about you, including how it's being used.

Correction Rights

Ask us to correct or update any inaccurate or incomplete personal information.

Deletion Rights

Request deletion of your personal information, subject to legal retention requirements.

Portability Rights

Receive your data in a structured format to transfer to another service provider.

How to Exercise Your Rights

To exercise any of these rights, contact us at [email protected] with your request. We'll respond within 30 days and may need to verify your identity before processing your request.

If you're not satisfied with our response, you can file a complaint with the Privacy Commissioner of Canada.

Data Security and Retention

Security Measures

We implement robust security measures to protect your personal information:

  • SSL encryption for all data transmission
  • Regular security audits and vulnerability assessments
  • Access controls limiting who can view your information
  • Secure data centers with physical security measures
  • Employee training on data protection practices

Data Retention

We retain your information only as long as necessary for business purposes:

  • Active account information: Retained while your account is active
  • Communication records: Kept for 3 years after last contact
  • Payment information: Retained for 7 years as required by law
  • Usage analytics: Aggregated data may be retained indefinitely

When we delete your information, it's permanently removed from our active systems within 90 days, though some data may remain in backup systems for up to 12 months.

Cookies and Tracking Technologies

We use cookies and similar technologies to improve your experience on our platform and understand how you interact with our services.

Types of Cookies We Use

  • Essential Cookies: Required for basic site functionality and security
  • Performance Cookies: Help us understand how visitors use our site
  • Functionality Cookies: Remember your preferences and settings
  • Marketing Cookies: Used to deliver relevant advertisements (with your consent)

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect your ability to use some features of our platform.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices, services, or legal requirements. When we make significant changes, we'll notify you by:

  • Sending an email to your registered email address
  • Posting a notice on our website homepage
  • Updating the "Last Updated" date at the top of this policy

We encourage you to review this policy periodically to stay informed about how we protect your information. Your continued use of our services after any changes indicates your acceptance of the updated policy.

Questions About Privacy?

If you have questions about this privacy policy or how we handle your personal information, we're here to help.

Email us at [email protected]

Call us at +1 (418) 885-5222

Write to us at: 2520 Bowen Rd #208D, Nanaimo, BC V9T 3L3, Canada